Advisory & Business Plans
Most business plans don't get read past the first three pages — because they're too long, too vague, or the numbers don't hang together. Lenders, the BDC, IRCC, and grant reviewers want a tight, credible package: a clear business model, realistic projections, and financials that reconcile back to source. That's what we build.
What we deliver
Lender-ready business plan
typically 15-25 pages, structured around what underwriters actually look for
Two-year monthly financial projections
P&L, cash flow, and balance sheet
Sensitivity analysis
best case, base case, downside case
Loan request
Loan request narrative with funding use breakdown and repayment story
Supporting schedules
capital expenditure plan, headcount plan, debt amortisation
Reconciliation
Reconciliation back to your historical financials where available
Use cases we work on
Union loans
Bank or credit union loans and lines of credit
Financing applications
BDC, EDC, and provincial financing applications
Business submissions
IRCC-related business submissions (start-up visa, work permit business plans)
Acquisition financing
Including share or asset purchase lender packages
Grant applications
Grant applications where a financial section is required